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Storm Damage Restoration in St. Louis & Franklin County, MO

Hail. Wind. Fallen trees. When a Missouri storm hits your home, Tulley Contracting is there fast — inspecting your damage, documenting everything, and working with your insurance company so you get the full restoration you deserve.

What We Restore

Trusted Restoration for Every Type of Storm Damage

Missouri weather is unpredictable. We’ve seen every type of damage — and we know how to fix it right the first time.

Hail Damage

Hail can bruise or crack shingles, dent gutters, and compromise your roof's protective layer — often invisibly. Missouri experiences significant hail events each year, and damage that looks minor can lead to major leaks within 12–18 months if untreated.

• Circular dents or bruising on shingles
• Granule loss in gutters or downspouts
• Dented metal flashing, vents, or gutters
• Cracked or split shingles along edges

Wind & Storm Damage

High winds during Missouri thunderstorms routinely lift shingles, tear off fascia, and leave roofs exposed. Wind damage often affects specific sections of a roof and may not be visible from the ground — making professional inspection essential.

• Missing or lifted shingles
• Damaged or missing fascia boards
• Fallen branches on roof surface
• Gaps around chimney or flashing

Water & Leak Damage

Water intrusion from a storm-compromised roof can cause structural damage, mold, and destroy insulation — all hidden inside your walls and attic. Early detection and rapid restoration prevent thousands in secondary damage costs.

• Water stains on ceilings or walls
• Sagging drywall or peeling paint
• Musty smell in attic or upper rooms
• Visible mold or mildew growth

How the Insurance Process Works

We Handle the Insurance Claim Process — So You Don't Have To

Most homeowners have no idea how to navigate a storm damage insurance claim. We do this every day. Here’s exactly how we guide you from storm to fully restored home.

Free Inspection

We visit within 24 hours and thoroughly inspect your roof, siding, gutters, and exterior for all storm damage — documented with photos.

1

Damage Documentation

We prepare a detailed damage report — the same format insurance adjusters need — so nothing gets missed or underpaid in your claim.

2

You File the Claim

You contact your insurance company to open a claim. We'll tell you exactly what to say and what to request, including an independent adjuster
if needed.

3

Adjuster Meeting

We meet your insurance adjuster on-site and walk the property together — ensuring every point of damage in our report is reviewed and included.

4

Restoration & Completion

Once your claim is approved, we schedule and complete all repairs — typically within 1–2 weeks. You pay only your deductible.

5

The Tulley Promise on Insurance Claims

We will never ask you to pay more than your insurance deductible for covered storm damage. We work with all major insurance carriers in Missouri — State Farm, Shelter, American Family, Farmers, Allstate, USAA, and more. If your claim is denied unfairly, we'll help you appeal it.

Frequently Asked Questions

Storm Damage & Insurance Claim Questions — Answered

Missouri homeowners ask us these questions every day. Here are honest, straightforward answers.

Will my homeowner's insurance cover hail or storm roof damage?

In most cases, yes. Standard homeowner's insurance policies in Missouri cover sudden storm events including hail, wind, and falling debris. The key is proper documentation of the damage. That's exactly what we help you do — at no upfront cost.

How long does a roof insurance claim take in Missouri?

Most claims are processed within 2–6 weeks. After your adjuster inspects and approves the damage, we can typically schedule repairs within 1–2 weeks depending on material availability and weather conditions.

Do I pay anything out of pocket for storm damage repairs?

You're typically responsible only for your deductible. Tulley works directly with your insurance company so the rest is covered by your approved claim. We never ask you to pay more than your deductible for covered damage.

How soon should I get my roof inspected after a storm?

As soon as possible — ideally within 48–72 hours. Missouri weather can cause rapid secondary damage (water intrusion, mold), and insurance companies prefer timely claims. Call us and we'll schedule a free inspection within 24 hours.

What if my insurance company denies my storm damage claim?

Don't give up. Denials can be appealed, especially when supported by a proper independent damage assessment. We've helped many homeowners successfully appeal underpaid or denied claims with the right documentation.

Do you handle siding and gutter damage — not just roofing?​

Absolutely. Storm events rarely damage just the roof. We inspect and restore roofing, siding, gutters, fascia, soffit, and windows — and we document all of it
together for a single comprehensive
insurance claim.​

The Full Restoration Process

What to Expect When You Work With Tulley

Call or submit your inspection request

We respond within 24 hours. For urgent roof leaks or structural damage, we prioritize same-day response.

Free on-site inspection

Our trained restoration specialist walks every inch of your roof, gutters, and exterior. No charge, no obligation.

Detailed damage report delivered to you

You receive a written report with photos within 24 hours of inspection — yours to keep regardless of whether you hire us.

We present your claim to the adjuster

We represent your interests at the adjuster meeting — not the insurance company's.

Materials ordered, crew scheduled

Once your claim is approved, we order materials and get your project on the schedule — typically within 1–2 weeks.

Restoration completed, final walkthrough

We restore your home to pre-storm condition and walk every detail with you before considering the job done.

Where We Work

Proudly Serving Franklin County & Greater St. Louis, MO

We serve homeowners and businesses across the region. Click your city to see local projects and get a quote.

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Franklin County & Greater St. Louis Area